Sample certificate check
Fictional sample. Fictional Ridge Framing LLC, its agent and its policies are made up, and Fictional Harbor Builders LLC is the company checking it. Nothing was uploaded or stored. Open the certificate and see how clean it looks.
4 gaps found against the Commercial GC subcontractor requirements
Each gap shows what the requirement asks for and what this certificate and its endorsement pages show. Send the list to the vendor or their insurance agent.
Named insured on the certificate: Fictional Ridge Framing LLC
Gaps
- Auto liability: Auto liability policy AU-SAMPLE-2 expired on 2026-10-23.
Required: not stated. Shown: 2026-10-23.
- General liability: No additional insured endorsement for general liability was provided. The certificate alone does not grant additional insured status.
Required: CG 20 10 or CG 20 33 or CG 20 38, and CG 20 37. Shown: ADDL INSD marked, no endorsement page.
- Umbrella/excess liability: Umbrella/excess liability aggregate is $1,000,000; $2,000,000 is required.
Required: $2,000,000. Shown: $1,000,000.
- Umbrella/excess liability: Umbrella/excess liability each occurrence is $1,000,000; $2,000,000 is required.
Required: $2,000,000. Shown: $1,000,000.
COI Pilot compares documents against your requirements; it does not verify coverage with insurers.