Risk & Compliance Command for construction, real estate and insurance risk teams
COI Pilot reads every ACORD 25 and the endorsement pages behind it, compares them with your requirements, and chases vendors and brokers about the gaps. You pay per company, not per seat.
14-day free trial, no card. The live demo needs no sign-up and uses fictional companies.
A ticked box on the certificate is not the endorsement. Only the forms behind it show who was added, and for which work.
Gaps found1 gap to close
General liability needs an additional insured endorsement on form CG 20 10 or CG 20 33 or CG 20 38; the endorsements provided show CG 20 37.
Next: a notice to the vendor and broker with each gap and an upload link. You decide what happens on site.
Fixed rules 2026.11.5 and the commercial GC preset. It compares documents, and does not confirm any policy with an insurer.
PRODUCT WALKTHROUGH · 1:45
One certificate, from the inbox to the gap to the fix. Press play for the voiceover and music, or follow the captions.
1 / 11Monday morning
Monday morning
The companies in this film are fictional, the same ones as in the live demo.
Command workflow
Forward it to your intake address, upload it, or send the vendor or broker a magic link. They need no account and no password.
Each file is read twice, separately. If the reads disagree, a person confirms the value on the page before any rule runs. Then fixed rules compare it with your requirements.
The vendor and broker hear what is required and what was shown. Renewal reminders go out by themselves, and every message stays on the record.
What it does
Each file is read twice. When the reads agree, fixed rules compare the values with your requirements. When they don’t, nothing is guessed: the file waits in Needs review with the page beside it.
A ticked box on an ACORD 25 is not the endorsement. COI Pilot reads the attached pages and names the form required beside the form shown.
Limits, dates, forms and the certificate holder are compared line by line. Blanket additional insured wording counts as a gap unless you allow it.
Reminders go out on the days you choose, and every message stays on the record.
A vendor or broker opens one magic link and uploads. No password, and you can revoke the link at any time.
A free, open library of interactive videos and written playbooks, from forwarding your first certificate to reading the forms behind a ticked box. No sign-in, no card.
Explore the free AcademyTHE BUSINESS CASE · 1:00
Before you compare features, compare the costs: one missing form, hours of broker chasing and quoted per-seat review, against a plan from $199 a month. With the sound on.
1 / 6A box is not a form
A box is not a form
The claim, hours and rates in this film are examples with stated assumptions, not customer results. Use your own numbers. Who pays a claim depends on your contract, your policies and the facts. COI Pilot compares documents. It does not verify coverage with insurers, and it is not legal or insurance advice.
Compare
| What matters | Spreadsheets | Legacy BPOs | COI Pilot |
|---|---|---|---|
| Pricing | Free, but priced in your staff’s hours | Often per vendor or per seat, and quoted | Per company, with public prices and no charge per seat |
| Endorsement forms | Tracks dates, not forms | Reviewed in their queue | Reads the pages behind the certificate, and names the form required beside the form shown |
| First result | When someone gets to it | When their queue gets to it | Compared as soon as the file is read; unclear values go to your own review list |
| Chasing vendors | By hand, from your inbox | They chase for you, on their script | Automatic, in your organization’s name, on the days you choose |
| Your requirements | Whatever the sheet says | Changes go through their team | Edit any limit or form, and every vendor on the profile is compared again |
| Getting started | Nothing to set up | A sales process and onboarding | A live demo with no sign-up, then a 14-day trial with no card |
| Learning the tool | Zero guidance | Often paid training and locked documentation | Free Open Academy (Interactive Video Course + Written Playbooks), open to everyone before sign-up |
| Who decides | You | Their reviewer flags, you decide | You. COI Pilot compares documents, and you decide what happens next |
A general description of each approach, not of any one provider. Outsourced providers vary, and some offer services COI Pilot does not, such as calling agents by phone.
Pricing
Every plan starts with a 14-day free trial and no card. Yearly billing charges 10 months for 12. After you stop tracking, maintenance mode keeps your records readable for $49 a month.
$199 a month, per company
$349 a month, per company
$599 a month, per company
$1,499 a month, per company
Are you a broker or risk consultant? See Partner Practice Rates →
FAQ
No. It compares the documents you receive with the requirements you set. It does not contact insurers, and it is not an insurance broker or a law firm. For what a policy pays, or what your contract should require, ask your broker or counsel.
The certificate is for information only, and a ticked additional insured box is not the endorsement. COI Pilot reads the attached forms too, such as CG 20 10, CG 20 37, CG 20 29, CG 24 04 and CG 20 01, and shows which one your requirements asked for and which one the file shows.
AI reads the file. Fixed rules, not a model, compare the values with your requirements, so the same document and requirements give the same result. If two reads disagree, the file waits for a person.
No. A magic link opens a simple upload page with no password. Each link can be revoked at any time, and it expires by itself.
Your company pays one price, by how many vendors you track. There is no charge per seat, so everyone on your team can use it. Billing and cancelling need no phone call.
You get a private workspace of fictional subcontractors with real multi-page PDFs. It sends no email, takes no real files, and is deleted after 2 hours.
Open the live demo with no sign-up, or start a 14-day trial with your own vendors.